PPF Calculator
Calculate your Public Provident Fund (PPF) investment returns and maturity amount. The PPF is a popular tax-saving investment option in India with a lock-in period of 15 years.
Maximum yearly investment allowed in PPF is ₹1,50,000
PPF has a fixed lock-in period of 15 years
PPF can be extended in blocks of 5 years after maturity
Your income tax slab determines the tax benefits from PPF
Results
Total Investment:
₹0
Total Interest Earned:
₹0
Tax Saved (Section 80C):
₹0
Maturity Amount:
₹0
Tax Savings with PPF
PPF investments qualify for tax deduction under Section 80C of the Income Tax Act, up to a maximum of ₹1,50,000 per financial year. This can lead to significant tax savings depending on your income tax bracket.
Benefits of PPF under EEE (Exempt-Exempt-Exempt) status:
- The amount you invest is tax-deductible (up to ₹1,50,000)
- The interest earned is completely tax-free
- The amount withdrawn on maturity is also tax-free
About Public Provident Fund (PPF)
The Public Provident Fund (PPF) is a long-term investment option backed by the Government of India. It offers tax benefits under Section 80C of the Income Tax Act and the interest earned is completely tax-free.
Key features of PPF:
- Lock-in period of 15 years with option to extend in blocks of 5 years
- Interest rate is set by the government and is revised quarterly
- Annual investment limit: ₹500 to ₹1,50,000
- Tax benefit under Section 80C of the Income Tax Act
- Tax-free interest accumulation
- Partial withdrawal facility available from the 7th year
- Loan facility available from the 3rd to 6th financial year