Terms of Service

1. Acceptance of Terms

By accessing and using AiTaxBot's website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

AiTaxBot provides AI-powered financial calculators and tools including:

• Tax calculators for income tax estimation
• Investment calculators (SIP, SWP, PPF, etc.)
• Retirement planning tools
• Financial education content
• Market data and analysis tools

3. User Responsibilities

As a user of AiTaxBot, you agree to:

• Provide accurate information when using our calculators
• Use the service only for lawful purposes
• Not attempt to reverse engineer or copy our algorithms
• Not use the service to provide financial advice to others without proper authorization
• Respect intellectual property rights

4. Disclaimer of Warranties

AiTaxBot provides information and tools for educational and planning purposes only:

• Calculations are estimates and may not reflect actual tax liabilities or investment returns
• We do not guarantee the accuracy, completeness, or timeliness of information
• Tax laws and investment regulations change frequently
• You should consult with qualified professionals for personalized advice

5. Limitation of Liability

To the fullest extent permitted by law:

• AiTaxBot shall not be liable for any direct, indirect, incidental, or consequential damages
• We are not responsible for financial decisions made based on our tools
• Our liability is limited to the amount paid for our services (currently $0 for free services)
• We do not guarantee uninterrupted or error-free service

6. Not Financial Advice

Important disclaimer:

• AiTaxBot does not provide financial, tax, or investment advice
• Our tools are for informational and educational purposes only
• Always consult with qualified financial advisors, tax professionals, or investment advisors
• Past performance does not guarantee future results
• All investments carry risk of loss

7. Intellectual Property

All content on AiTaxBot is protected by intellectual property laws:

• Algorithms, designs, and content are proprietary to AiTaxBot
• You may not reproduce, distribute, or modify our content without permission
• User-generated content remains yours, but you grant us license to use it
• Trademarks and logos are property of their respective owners

8. Privacy and Data

Your privacy is important to us:

• Please refer to our Privacy Policy for detailed information
• We collect minimal data necessary for service provision
• Financial calculations are performed locally when possible
• We do not sell personal information to third parties

9. Service Availability

Regarding service availability:

• We strive for 99.9% uptime but cannot guarantee it
• Maintenance windows may cause temporary unavailability
• We may suspend service for abuse or technical issues
• Free services may have limitations compared to paid versions

10. Prohibited Uses

You may not use AiTaxBot for:

• Illegal activities or fraud
• Spamming or sending unsolicited communications
• Attempting to breach security measures
• Distributing malware or viruses
• Harassing other users or our staff

11. Termination

Either party may terminate this agreement:

• You may stop using our services at any time
• We may terminate access for violations of these terms
• Termination does not affect accrued rights or obligations
• Certain provisions survive termination

12. Changes to Terms

We reserve the right to modify these terms:

• Changes will be posted on this page
• Continued use constitutes acceptance of new terms
• Material changes will be highlighted
• You should review terms periodically

13. Governing Law

These terms are governed by:

• The laws of India
• Courts in Mumbai, India have jurisdiction
• Disputes will be resolved through arbitration when possible
• Applicable consumer protection laws remain in effect

14. Contact Information

For questions about these terms, contact us:

• Email: legal@aitaxbot.in
• Website: aitaxbot.in